Next it will all come down to the numbers for the deal to really confirm 80%-90% LTC/LTV on purchase, 100% of rehab (funded in draws) not to exceed 65-75% ARV (depending on the lender, most are 70-75% ARV) Kiavi is a great lender, but it comes at no surprise as their internal credit analysis throws me for a loop sometimes (and shocks me, as very qualified borrowers sometimes still don't make it through that analysis)In short, you simply need to connect with the right lenders and each will have varying rates, costs, fees, etcBill Fay referenced the Hard Money Lenders link here on BP which is a great direct resource! 

I'm not throwing shade.

If we throw the pressure of housing a whole new group , who wont be making the higher wages , I can see the shortage getting worse .

Ok, I'm throwing this out more as an interesting situation to show the unexpected stuff that can happen.

That's $22,500 you can use for any surprises life throws at you or to make your new house feel like home.Downside: Your loan's gonna cost you more in the long run because of that higher interest rate (6.625% is no joke!).

Sounds like a space you can throw up a hot plate and a small sink and you'd be renting out a part of your home in a week or so since it is already a permitted portion like you mentioned. 

I'd be throwing everything you can out to see if you can get funded- most likely you'll need private money and fast.You need to tell the sellers that they should be looking for a back up offer in the meantime. 

I don't want to throw money away every month, I would rather pay towards my own equity.

Seems like to me that everyone wants something for nothing nowadays and nobody is willing to put in the work or to pay the margin for someone else that is willing to do the work...Folks want to "own a monkey", play with the monkey, but not "carry the monkey" or clean it's S#@% when it does one heheI guess next time I go to McDonalds, I'll ask them for organic burger buns or where I can find them, I'll bring my own meat paddy and potatoes, get them to make a Big Mac meal for me and maybe I throw some change their way hahaHow about those analogies above... lolHave a great weekend guys and much success with your investing 🙏

Why not just throw the money into an index fund.