If you did not move there what would it rent for? 

You’re thinking strategically, and it’s great to see you weighing all your options before making a move.

@Jonathan Blanco, I'm and investor and a licensed mortgage broker so I've been on both sides of this conversation.I would look for a lender that (1) listens to you and understands your strategy and needs (hint: it's not always money), (2) has experience working with clients executing your strategy and brings more to the table than just cash - be it advice, relationships, deal-team partners, etc., (3) gives you viable options and explains the pros and cons of each option and (4) you enjoy interacting with - this should be a relationship, not a transaction.Once you find a few lenders like this (and you should have relationships with more than one), then you can start comparing rates and fees.

Moving south...here are some quick areas of note: Florence - Centrally located and easily accessible from Eugene.

However, if long-term stability is the priority, sticking with the original financing approach might be the better move.

Once the tenant moves out you are allowed to charge any amount you like.

If you are comfortable living with roommates, a SFH househack could be the move for you.

They often have different vendors introduce themselves so you can build your team and they often have a local member do a case study on one of their properties to share the ins, outs, ups, and downs of the investment.

I can feel that you have embraced the move and change. if you want to meet some local investors there is a meet-up next Tuesday. it's posted in the classifieds.

Start running numbers on potential deals to get more comfortable, and build out your team—like a CPA, property manager, and lenders.