We can use a DSCR loan and not even look at your personal or business income, this seems like the best solution for you.

We live in the Richmond Virginia area and we are seeking a lender that will approve sub standard  credit.  

Creative solution to the tic/coop financing and you have a value add that you can leverage to riches beyond your stated goals.  

This can remove a lot of the error likely scenarios that you'd run into as a first time investor.Also having solid debt solutions for your first project is definitely a plus.

I am serious about doing some investing, and hope to find a solution I can trust. 

Will check out Evaluator by PropertyTracker.com and keep the thread updated if I find a solution worth sharing!

Bankruptcy is a good solution when you have massive debts, but if it's just the properties that are behind, a short sale is generally a better solution, especially if you can settle the debt through the short sale (which is the result 99% of the time). 

So I guess the PM would need to go out there and coordinate that at $100/hour + MERV13 filters while everyone in the chain taking a cut.Anyone do this in their apartment or have a better solution or is this simply it?

A negotiated solution is best for everyone.

As an alternative solution, we've placed QR codes in the units which takes people to a form they need to fill out with all the information they want to collect.