I am evaluating my options at this point. 

Quote from @Micheal Smoke: Hi, my name is Mike Smoke, and I'm an aspiring real estate investor focusing on multifamily and Section 8 properties in the U.S. as the barrier to entry is much much lower in terms of price compared to Canada and Funding options. 

It's a loan based on your revenues.

Unfortunately, she would not be able to afford other options than what she has.

But this is definitely a CPA question because the IRS rules are based on your AGI and phase out if your AGI is over $100k.

Right now, I'm doing a lot of research and trying to build a good base of knowledge before I dive in.  

If someone you don't know reached out to you to offer you a loan and you do not know them, they are essentially acting as a hard money lender (lending based on the hard asset and not a prior relationship they had with you)."

The webpage has them based in Maryland but they aren't listed in the state's business directory.

@Juliann Morala Yep, a buyers agent that works exclusively with investors will have all the info you need and lots of options on contractors, lenders, attorneys, inspectors, property managers.

As a new investor, your best bet is to start small with an app like DealMachine or Propstream so you have direct control of your options.