HeyAlfredo,Your strategy seems correct; if your wife qualifies for REPS by meeting the 750-hour and 50% personal service time requirements, you can use cost segregation and bonus depreciation on your remaining rental properties to generate losses that offset your 2024 W-2 income.

Gold/silver falls into that category as well and is more stable, has a long history of value retention and can't be hacked or generated from a computer. 

We are on a generator and doing fine.

That 125k investment is now worth 500k in 10 years and it will be generating 65k a year in returns going forward (and that will continue to increase over time).I would add that I don't like ever paying retail for real estate as I've always been a believer in the adage that you make your money on the buy side. 

Stessa is great if you are an individual and you are just trying to track the income and expenses on your rentals.Unfortunately, for Stessa, they do not have the ability to generate a balance sheet which makes it a no-go for any business.

  - In addition to cold calling and mailing directly to owners, I have also engaged with parking operators at the corporate and regional director level in order to generate leads. 

Plus, many build-to-rent options come with property management baked in, which can be a huge benefit if you prefer a hands-off approach.On the flip side, BTR properties can sometimes come with a higher upfront cost or a longer timeline to start generating cash flow, especially if construction is still in progress.

For most people, growing your income (and bank account) is the ultimate "hack" to generating wealth -- you can't invest what you don't have. 

It’s also key to ask about commission splits and what resources they provide, like marketing or lead generation.

if you're using mailers to generate responses, your VA will have a much higher conversion rate than straight cold calling.