I inherited both tenants with their leases expiring at the end of May (bottom unit) and end of June (upper unit).

The bottom line is when someone is staying at your place for more than 30 days, in most areas, it would considered their home and will be treated as such.

.- Vacancy rate factor and bottom line Schedule E income will be used to calculate the rental, no the gross DSCR lease amount.

They are worth their weight in gold when the rubber hits the road.

When any little hiccup comes along that most of us did not financially prepare for we Demand the GuvMint do something, like my stock portfolio dropped 25% today in 10/87, so drop interest rate to Zero, thanks Maestro Greenspan, or again in 3/2000 when Yahoo.com didn't somehow grow into its projected 30 trillion dollar market cap based on its PE of 700, drop rates to Zero and keep 'em there for 22 years except for brief interludes of sanity (inflation got above 2%), or in 2008 when no one with a pension fund in America took any damn responsibility/oversight and gave their retirement funds to crooks to buy whatever ratings agency rubber stamped dogshit inverse synthetic CDO they could get a commission on, then were shocked, laying on their fainting couch clutching their pearls when the financial system reliably imploded, so drop rates to Zero again and start Monetizing/printing the debt, and now with the most predicted pandemic in history, Americans hadn't saved a damn cent so we cried to the GuvMint, send us 7 Trillion dollars now, I need a new Lambo!

The bottom line is you don't decline on AirBNB without a good reason.

Another wall I just hit that I'm navigating is I apparently underestimated Landlord insurance cost, which is biting into my bottom line.Just considerations I'm finding!

The bathroom is at the bottom of the stairs and is a nice, large renovated full bathroom. 

The bottom unit is in good shape, but the second needs much work.

I’ve been through markets I was sure had “bottomed” decline another 40%; markets that couldn’t possibly go up anymore quadruple; I’ve purchased properties at foreclosure auctions I thought were home runs I couldn’t sell OR lease for three years forward, etc., etc.