Also in SATX, looking to buy first and potentially second property this year. 

Hey Makani, you should check out DSCR loans, which are primarily for investment properties and focus on the property’s income potential rather than your personal income.

Hi Dave, welcome to the real estate worldCollin, Denton, and Grayson counties are great picks with growing demand and strong rental potential.

Caution:  Personal credit card financing is a huge risk and good luck finding 0 percent interest today.

You could potentially negotiate this by structuring it in a way that aligns with the seller's need for a quick settlement, without lowering the cash they’d receive.

Any risks?  

After reading about the ongoing litigation against Versity/Crew, I have suspicions of potential fraud.

I have considered doing a TIC/coop in San Dego but have the belief, without any data except for how I would value the financing challenges and tic risks, as being much greater than 10% price difference from condo price.  

Quality and risk in Cleveland and Akron neighborhoods will vary widely.

Some builders risk policies don't provide for live in.