Think about that time when you walked that extra mile despite feeling tired, won that trophy, hit your weight loss goal, hit that savings goal, etc.

What troubles me is that he did not seem to put any weight on the fact that we live in the home with this woman. 

After that it’s a weighted average as follows (.75% x 7.92%) = 5.94% + (.25 x    8.00%) = 2.00 (5.94% + 2.00%) = 7.94%. 

A good CPA is worth their weight in gold.

However, since none of us know your particular rental property or even what city you’re in, we can’t answer your question with any degree of accuracy.I’m assuming your property manager knows your property and local market though, so you’d have to give some weight to the advice they’re giving you.

It just doesn’t cashflow enough to carry its own weight for contingency funds.

So if I can buy a house with hard money that needs a lighter rehab and still get the same equity for the refi, I can buy more rentals before I've refi-ed my first.

Make payments on time: Payment history is weighted at 35% of your score..2.

So Im currently going through the contract for a property, and trying to weight the options of paying closing cost up front or having lender pay them for a higher interest rate %3.5 and $40 dollars more a monthWith them paying closing cost if frees up $5,600 upfront for rehab cost, now if I don't plan on being in this home for the long term (live in flip) should I even be concerned about the %.5 added on the loan.

They don’t give a lot of weight to what you think the performance will be.