Looks like there will be some grants and loans to assist SFR and duplex owners only in the form of a lein on your property.

What really matters is how long you think you will have this loan. 

I've managed to secure the loan for the new house without having to sell the old house first.

We approached the existing lender for a loan assumption.

Hard Money Loan and HELOC on my own house.

Most agency loans will expressly forbid such an arrangement, so if they found out, the odds of having the loan called would be very high. 

.--- Another lawsuit from a prospective tenant that slipped during a showing and when they grabbed the handrail, installed by owner's contractor, it collapsed and person injured.- Since we're not really in full control of the property, the Hold Harmless also indemnifies us against anything that goes missing at the property and squatters.We get asked/told to do all kinds of crazy stuff by owners, who either don't care what happens to us or haven't really thought everything through.Hope this addresses your question.

Personal loan for renovations How did you add value to the deal?

I am looking at different loan options but to break even (not having to put any money of my own in the house after the initial down payment) the current down payment required is that much. 

Any referrals or recommendations for good and qualified brokers, sellers, property management companies, loan brokers, insurance brokers, mortgage brokers, contractors, etc.