And are the rates as exorbitant as HML , I understand various factors will influence but around 5% or around 10% .

How to win friends and influence people by Dale Carnegie20.

Now that Corona is waning more and more and policies from the past are wearing off to juice the economy I see a down turn around 2023.

Influenced by a relocation from the area due to work.

If your mother is elderly and her health is waning, I’m surprised she owes $200K on a house that’s not worth much more than that as is.

@Josh Busenbark LettersPostcardsCold callingTextEmailsAssignments from wholesalerBroker relationships (on or off market)Vendor ReferralsNote purchasesSocial media/influencer leadsFB groupsSpeaking engagementsI know this is just a list but maybe it brings some good ideas to mind

I wanted to share an informative article on how the job market is influencing where investors are likely to be more successful in investing. 

Local relationships are good, but conventional lenders have the same line of products...the creative lenders will have a very different portfolio of products...the product you need may not be offered by local lenders in your area.Lenders have zero influence on the deal itself outside of what an independent appraiser/inspector relays to them...local knowledge of markets is not in play at all.

That's when they'll give opinions and ideas not influenced by monetary gain.

It has always been interesting to me that the REI is not a pure supply-demand space because of the influence of the third parties.