And in return I think the health of the overall housing market will benefit as well. 

Buyers are out there, and with fewer investors jumping in due to concerns, there's less competition snagging those good deals.If you're considering moving forward, connecting with someone who knows the Tampa scene inside and out could be a game-changer.

I have most of my tenants through local mental health/addiction services, and those tend to be better than the randoms from craiglist, as they typically have a case manager to check up on them occasionally...

I am sure many though do not use their real names on BP out of privacy concerns..

Location should be your primary concern if you want good tenants and good appreciation.

Quote from @Chris Park: The risk of damage increases, but I would be more concerned with the fact she's bringing other men over while her boyfriend is at work, with or without his knowledge.

You just can't change the terms on someone that has already applied.Lower your prices, not your standards.I'm concerned that you want to lower your credit score requirement because that opens you to more risk.

Aren't you concerned if you install to the very edge of the wall you'll have buckling?

Your conventional options will likely be better and keeping in your personal name is much easier to manage...just my 0.02So a big concern for me is the default liability.

Financially, the numbers make sense, but I need to have a proper inspection since this is my first home (and I'm going unrepresented) and the house is built in 1915 with some renovations that were clearly done by the investor selling the property rather than a professional.Question: Although  previous owner has owned the property for 3 years and rented to tenants previously, should I be concerned that the legal zoning is only for SFH?