Both are decent in both appreciation and have decent properties that clear the 1% rule. 

I’m  getting around the 2% rule on those.

@Rick Albert, the general rule is more units are better.  

Which is why it is difficult to find even 1% rule SFRs in a lot of areas right now.

I’m not sure what the rules,regulations, restrictions are for renting out basements, so I’d appreciate some input from people who have done this before

I have been investing in Michigan since 2014, we have many areas that still exceed the 1% rule and have annual appreciation.

Now, you can't do this with yourself, your business, and certain family members, due to the prohibited transaction rules governed by the tax code 4975. 2) Some individuals have large pre-tax 401ks that they rollover and then convert to the Roth IRA, paying the taxes now so they dont have to pay later out of the Roth. 

I know some regular conventional investment property loan programs have certain rules about this but does Fannie Mae?

Guidelines are in Appendix A to Furnisher Rule Part 660    Can you meet that obligation through frontlobby or would that mean you are limited to court judgements? 

Annual rent with the 1% rule is $12.5k.