I personally see several issues with investing in Dubai real estate right now.

Hey all,Does anyone have any personal experience with First Savings Bank and their 1st lien HELOC?  

What I don't like about it personally - this seems like a very risky move.

The owner was motivated due to personal circumstances and wanted to avoid the hassle of listing the property publicly.To negotiate the deal, I started by understanding the seller’s priorities.

Quote from @Basit Siddiqi: I personally would not buy real estate with a retirement account.There are just too many headaches that are not worth the potential increased return.Some headaches when it comes to investing in real estate with a retirement account1) LTV values are less and harder to find lenders.2) Potential to sell or partially distibute the property if you have to do a RMD(Required Minimum Distribution)3) If you run out of cash and have to make a major repair, you may be out of luck and have to sell.4) Having to potentially worry about UBTI(Unrelated Business Taxable Income)I would personally invest in stocks/bonds/notes with a retirement account.I buy deals with cash and use a ROTH SDIRA so there are no RMD's.I buy at huge discounts to retail.

Maybe we can help a lot of people on this Bigger Pockets platform.So if you are an experienced investor, flipper, or buy and hold person?

Real estate investing is forgiving; the average person can still make money even with some big mistakes.

The GC is a business person who doesn't care about your ARV, LTV, or your budget.

You need to make sure you're working with someone whose sending you personalized deal flow that actually meets your buying criteria.

That depends on a lot of personal factors such as your finances.