Personally I would pick option 1 because you cash flow is already high and so a slightly lower cash flow with higher LTV has relatively minimal impact on cash flow.

Yes, you can potentially use a bad debt deduction to offset your taxable income, which can indirectly reduce the impact of capital gains.

Impact of Rising Insurance Costs and Property TaxesOne of the most significant challenges in the Greater New Orleans real estate market is the rising cost of insurance.

Black market-  most economies that have something that impactful happen, causes the taxpayers to move to a black market approach.  4.

D you think the lower rates will have an impact on the rental vacancy rates?

I would throw caution at giving credibility to news stories about rates driving people out of Florida or increased natural disasters impacting rates.

If you haven't bought or sold any real estate recently, the new rules in play may leave you wondering how this may impact your financial responsibility in the transaction. 

This decision can impact your time commitment and the overall profitability of your investment.Location: Focus on areas with strong rental demand, population growth, and good job markets.

For Class C+ and below, the age of the home, the socio economic status of the tenants, and the neighborhoods in which those properties are located impact the month to month profits.

But if asset protection is a key concern, it’s worth discussing further with your attorney to find a balance that works for you.This has no income tax impact.