Self-storage loans are typically derived from the rent the self-storage property generates, much like multifamily.

Is it possible that the lender derived the $287k sales price from your purchase contract?

Brian, the appraisers I have worked with in financing commercial multi family properties usually derive a pro forma P&L and Stabilized value as follows:Studios are usually cheaper than 1 BRs in terms of street rent, but usually yield more on a PSF basis.

Rental income derived from the subject property is acceptable on a two- to four-unit principal residence in which the borrower occupies one of the units, or a one- to four-unit investment property.” … “If the transaction is a refinance, rental income may be used when reported on the borrower’s individual tax returns (Schedule E).”"

@Gerald Nurczyk Jr  1) yes -possibly  ,,,, any lender  will  want to see  where the  funds for a new  account derived from 2)   dont think there is any tax  implication  but  check  with  an accountant or CPA  to be  certain

The nature of some of such markets is that the investor often has to rely on property values increasing in the future as the primary if not sole method of deriving any return from the investment.

ARV for flips can be derived from a realtor's CMA with less risk. 

A refinance will free up cash for the IRA to make additional investments, not remove the IRA from the deal.When an IRA uses debt-financing, the portion of the income that is derived from the non-IRA borrowed money is taxable as UDFI. 

By qualifying for this status, you would be able to convert your passive income into active income, and derive the associated tax benefits.

We are in the process of buying a house and 7 days before closing our lender says that the VA will not approve our income due to the fact that my husbands income is derived from a legalized cannabis delivery company.