I looked at the zoning code and there is no restrictions on locks, kitchens, or being related. 

Unless it's a very restrictive area, typically this type of housing is allowed with 30-day minimums. 

While it provides significant benefits to lenders, it also imposes restrictions and potential challenges for borrowers.

As I gained more knowledge and experience, I understood that everything is negotiable in real estate investment, and it starts with evaluating the properties and the underwriting templates.Understanding lender underwriting and income restrictions is crucial for success.

Maybe my analogy was too restricted for all viewers, so try this one… Have you ever tried Telling a fat person that they are fat?

HUD also has occupancy restrictions based on the size and number of rooms.

No matter what you put in the lease, if you know people are living in the space you have to comply with the City and Ohio landlord laws.If you are permitting mixed use, I would start with a residential lease tailored to the City of Cincinnati and add the permissions and restrictions on commercial use.

Direct mail campaigns are very much alive today and are quite successful if done correctly.

The town of Sedona and the county are not generally in favor of STRs, but have to allow them per state law, and more restrictions have been allowed by the state over time. 

check with your insurance agent.. also federal law dictates that when your owner occupying your 1 to 4 unit you don't have to follow the normal fair housing laws.. you can pick and choose who you want to live in the units .. now some cities or states may have overriding rules regarding this.. but federal law is clear.. on owner occ 1 to 4.. your exempt from fair housing.so you can have a dog and you could restrict dogs for others.there is a well known list of aggressive breeds that insurance companies wont insure.. this is easy information to get.