Unfortunately, I see a growing trend of a lot of service members renting their homes at break even rates or at losses.

Consider house hacking when rates and prices are a little more balanced with reality.

If you sell, it will cost you a lot of $$$ Plus, you best asset is the interest rate.

An interest rate that works for her. 

But those have higher rates. 

Some of these renters are capitalizing on low interest rates and choosing to buy, but many are unable to buy due to lack of down payment or credit factors. 

With rates coming down should help some sellers off load over priced properties and will help buyers get aggressive with good class A and B locations.

 @Jessica Frisk I would not be keen on the 15-yr fixed rate mortgage if that makes you cash flow negative.

Real Estate Market Predictions for 2025Single-Family Homes: Prices will likely remain flat due to homeowners holding onto low-interest-rate loans, causing fewer properties to hit the market.

Use tools like AirDNA or Mashvisor to provide market data on projected rental income and occupancy rates, and make sure your lender works with appraisers familiar with short-term rentals.