With your budget, depending on where you are working, I'd consider Silver Spring or Hyattsville  

If you’re paying off more than $1,500/mo I’d probably keep it barring any major upcoming capex. (3-5 years out so buyer wouldn’t automatically ask for it to be repaired at sale.)Good luck either way. 

This is my first Brrrr I'd start the process to get the appraisal ordered and try to get a tenant in there before closing on the refi, otherwise the lender may lower the max LTV

Now I'd like to sell.I originally wanted to put apartments or several houses, but not anymore, cuz I want to do more hiking, biking, and Netflix-ing, and less scheming.So do I sell as a rental property or as land?

As long as you follow the two-year holding rule and structure the deal properly, you should be able to move forward, but I’d highly recommend working with a tax pro to ensure compliance.Disclaimer: I’m a licensed real estate broker associate in Florida, not a CPA or tax attorney.

That means I'd be covering a significant shortfall every month.

I'd simply explain they can use Zelle until the renewal, then the portal will be the preferred method.

I'd imagine you've already lost at least two years worth of management fees in carrying costs alone.

I'd talk to the tenant now.

I'm thinking about selling but thought I'd reach out to the community to see where I might find a reasonable price?