There are credit unions such as Navy Fed and NASA FCU that offer 5% down 2nd/vacation home loans with no pmi for folks that have good credit.

Unfortunately as others have pointed out getting people who are IN THE POCKETS of the health insurance and drug companies is not going to get US and answer.It's a pity that a country that prides itself on being THE GREATEST (sorry, maybe 30 years ago, but not anymore) that so many, pay so much for such poor results.Of course when (IIRC) 3 of the Republicans running for President can (with a straight face) raise their hand and say I DON'T BELIEVE IN EVOLUTION, it does not bode well for getting accomplishing anything requiring rational thought, scientific explanation, or common sense.For a nation that likes to constantly make fun of the French, we sure could take some lessons from them!

Had worked in the Navy 20 years, from the area and doesn't want to buy because at some point he will inherit his parents' home.Our credit cards did start with some personal debt of 5-10K so our total on this project is 5-10K less than I had thought.

My husband is active duty navy.

We redid the Sump, put in a french drain and removed tree roots out of the drain lines and everything is normal now.

But then for properties with glass lite doors or French doors does it really matter?

I also enjoy to cook and bake, exercise from all the cooking and baking, and trying to learn new languages, French and Italian are on the list for now. 

Eventually, I got tired f being broke and decided that joining the Navy (who would pay for school as well) was the solution.

The rents even in the mountains in a double wide (finished nicely, ie: tile, bamboo engineered flooring, french doors, large windows, some sky lights) will fetch 1700 to 2000 rents.  

Barbara G.My apologies, "en suite" is French and literally translates to "in suite".