Start by looking for hard money lenders and talk to smaller banks and credit unions.

@Kervin SimonSmall local banks and credit unions are always best for this

It's been a huge source of education and inspiration for me and my husband on our REI  journey.As to next steps, I would recommend finding a real estate agent that you trust, and also start talking to lenders (banks, mortgage brokers, credit unions, etc.)

Your best bet is probably going to be to look for smaller local banks or credit unions.

@Jake DeAtley My son was just here-he is a union carpenter and knows stuff.

My credit union is going to order an appraisal... what other upgrades will make the house appraise more (basically I’m looking for bang for the buck)?

I’m a member of the Boston Carpenters Union.

You can find commercial departments at local banks and credit unions as well.

I would go through my credit union with again a 30% down. by then I would have the downpaymeny as I currently have all of my capitol invested.how would you structure this deal. the seller is looking to get the money sooner rather than later.I can figure out the expenses and income. however I can provide it if need be..thank you!

Small community banks or credit unions are going to be more flexible in their terms.