In my experience, the insurance adjuster is the one who identifies damage and determines what needs to be repaired/replaced, then the roofer is hired to complete that work.

@Carlos ScarperoI am not sure that I am completely clear on your question as you phrased it but I will answer it this way:Two big advantages of getting a loan through a private money lender are:  (1) Speed (2) Flexibility.JJ

Maybe reaching out, posting it on social media, price adjustment etc

Many lenders want to see insurance in place as part of their "underwriting"Are all hard money lenders participating in this chicken vs egg challenge or are there some that use common sense and have adjusted their practices to accommodate the various laws throughout the nation?

Youll need to adjust to the new reality.

I've had similar experiences with insurance companies inspecting my rental properties after purchase and making specific demands like repairs or adjusting deductibles based on their findings.

Proprietary marketing program to sell sell houses at lightning speed?

Losing $800 monthly is going to KILL you if you don't adjust.  

But ultimately you'll need to adjust the information for your local opportunities. 

But both feature modulating compressor speeds so variable cooling which can save on electrical, again more so in the swing months.As you have heard the positive of ductless systems is that the refrigerant lines are smaller than ductwork so they are great for installation in much older building because there is less intrusion of the structure for installation.