That's fair to you and only an unreasonable seller would insist you pay an amount that's far beyond fair market value.

Their rehab loans were a laundry list of hurdles, so I will finance rehabs out of my HELOC if I go that way.  

Watch out there are some red flags there all over the show with unreasonable seller.

How can that hurdle (IF I am understanding it right) be dealt with?

This would help clear a few hurdles for me, now and in the future.

Starting on the siding and roofing and all the finishing touches, we can’t wait to be done and start our next house which is vacant and demo begins in 3 weeks (follow to see updates) What I’m getting at is, the flipping world is not for the weak, you will get beat down, you will fail but in the end once you finally achieve your goals and jump those hurdles you’ll be sitting in a heating house looking at your accomplishments and realize everything you’ve worked so hard for this past few months is now a reality and it’s time to enjoy it!

Starting on the siding and roofing and all the finishing touches, we can’t wait to be done and start our next house which is vacant and demo begins in 3 weeks (follow to see updates) What I’m getting at is, the flipping world is not for the weak, you will get beat down, you will fail but in the end once you finally achieve your goals and jump those hurdles you’ll be sitting in a heating house looking at your accomplishments and realize everything you’ve worked so hard for this past few months is now a reality and it’s time to enjoy it!

On investment property loans, being asked to pay a Commitment Fee to a lender upon them issuing a Bona Fide Loan Commitment or paying a $400 to $500 Due Diligence fee is not an unreasonable thing for a Private Investor, Mortgage Lender or Bank to make. 

We own a house, and I solely manage our stocks/options portfolio.So far I like the idea of REI, but my first hurdle will be convincing my wife.

That is my main hurdle right now.