While I don’t typically work with real estate agents to find deals, I do collaborate with other professionals throughout the process.

In my experience, I typically call seller-financing "mailbox money".

Mortgages for LLCs with personal credit under 680 are tough and expensive, and under 640 are typically not really economically practical for the borrower. 

of those I like next door best because it is hard to fake and the reviews are easily tied to a reviewer in your community.The costs of ADUs vary significantly for various reasons including by ground up vs conversion, difficulty with lot (sloes, access, etc), finishes, and even the size (bigger typically have lower PSF).Good luck

Spreads between conventional loans are typically 100-150 bps of the loan amount.

Even then, the IRS may scrutinize the transaction if it appears the intent was to immediately convert the property into a personal residence.Additionally, if you eventually sell the property after converting it to a primary residence, you may qualify for partial benefits under the Section 121 exclusion for primary residence gains.

Use 1031 Exchanges to Defer TaxesIf you’re selling a property, a 1031 exchange allows you to defer capital gains taxes by reinvesting the proceeds into another property.

Typically, RS3 permits SFHs and two-flats, by right.

DSCR loans typically take 21 days to close.

Even with the balloon, this is more typical for owner finance.