Paying off the note is what helps.. in my mind and how I did my sub tos  I would never buy just because of low downpayment or interest rate.. there HAD to be big equity upside DAY ONE.. other wise its just a PITA

Keep in mind if you are house-hacking, you will only be able to write off a percentage of the bills.

In my mind anything can be fixed and I don't sweat many problems.

This provides extra peace of mind in case your upleg does not work out or the seller or lender will not deal.4) Truly retire for real estate ownership.

I’ve got a question that’s been on my mind recently.

Who did you end up using for your project, if you don’t mind me asking?

Financing can also vary depending on whether it’s 2-4 units or 5+ units so keep that in mind as well.Having a strong team and lender familiar with multifamily deals is crucial.

Keep in mind though those types of project are not 90 day flips in a 500 to 600k market. 

Keep in mind rent control is 1 thing, its a laws for existing tenants but some city's like Newark are so strict that you must get approval for what rent can be even after a tenant moves out and new ones move in. 

Looking forward to meeting like minded Real Estate Investors