They didn't extend loan maturities because they were looking out for borrowers--and the moment they feel the market is strong enough for them to liquidate the asset they will foreclose and/or force a sale to recover as much principal as they can. 

A potential challenge with a HELOCs is they are based on the current appraised value of your home, not the improved value, so you would need to make sure you have enough accessible equity.

This is verified based on the good schools, department stores opening up (Costco, Target etc.) as well as verified investment from Jerry Jones (Dallas Cowboys owner) and the city to grow the population.

Much of it based on defense spending that will likely increase as assets are moved from Colorado to Alabama to include the Space Command HQ.

Even with the redactions, it's not hard to figure out based on deduction how much we are making from the rental and from my income.

I would like to offer a different perspective on RTR Academy based on my experience, which, unfortunately, has not been great so far.

Most lenders will vary how aggressive they will get based on the experience of the operator (you), but I don't know any that will lender to someone who's never done a spec build like you're contemplating.

Based on the information that you shared, if you haven’t already done so, I recommend connecting with a local expert.

We're National - I'm based in California.   

@Gary Abrams A cloud based solution would work really well in your scenario of having other family logging in and helping with management.