The "Catskills" span quite a distance, so I can't help with much else other than the village/town of Catskill itself.

There were a few snags and learning experiences along the way, but in the end I was able to get it done within about a 6 week span. 

Example roof cost $6000/ 25 year life span/ 12 months = $20 per month.

Hi Experts,I am filing an insurance claim on a roof on one of my rentals in central texas. it is a 15 year old 3-tab shingle roof with a bunch of wind and hail damage.the insurance will pay for the roofing job, but the roofer mentioned to me that he can put architectural shingles on the roof instead of 3-tab for just 500$ extra which the insurance will obviously not cover.from some research , I see that architectural shingles have a longer life span and more wind resistant which will perhaps save me money in the long run, however , I am not sure it's worth it as roofs are replaced due to hail damage pretty frequently in this area (once in 12-15 years) which is well within the 3-tab shingle life span.I'd love to hear some advice from some people with experience in the field, as well as any roofers or contractors that know a thing or two about roofing and hail damage in central Texas.thanks! 

From a guy who has "house hacked" a few fourplexes in Austin and seen their values more than double over a five year span, yes, Austin fourplexes can still make sense.

Roof @ $6000 / 25 life span / 12 months = $20 per month.

. $160 per month for both. capex if the average roof for this property is $10000 / 25 life span /12 months = $33 per month.

capex for roof $7500 / 25 life span /12 months = $25 per month.

Capex example roof: $5000 / 25 year life span /12 months = $17 per month.

Can anyone shed some light on whether a 33% price change in a 2 week span is realistic for insurance?