I fear it may be a while before I can contribute much back to the community, but until then, I'm glad to be along for the ride.

I have bought properties that needed roof and sometimes we would need to get on the roof to tell if there was one or two layers of shingles, but we always new how many layers before we started the job.You also said "they looked in the attic and didn't see any need for redecking" It would be blatantly clear from looking in the attic that there was more than one layer of shingles (look at the number of roofing nails sticking through the decking).As for uncovering bad roof decking during the tear off process, sometimes you just don't know until you tear off the shingles, other times its obvious from looking in the attic or walking on the roof.Sounds like this company has taken you for a ride.

Build you a cash reserve that you could ride for a year, if needed.

Driving for dollars mentioned earlier isn't free but its another good method (Maybe ride your bike?).

If at the examination level it is apparent that fraud was committed it can be turned over to an appropriate law enforcement agency, the Sheriff or State Troopers, but it could be FBI, FDIC, Treasury Dept. or HUD, depending on the matter, they all carry guns and badges, you get to go for a ride and based on the facts at hand, well you can guess.

Do you have the opportunity to ride light rail at the build-out of Fast Trax?

I live in Southern California so something no more than a two to three plane ride or a five hour drive.

Many families need to be in walking distance to a school due to circumstances.For the right tenant (ie someone who needs their child close to school) they would pay more for the proximity.Many families struggle getting their kids to and from school and want their JH kid to walk to school (or ride a bike) and get home by themselves especially if they perceive it to be safe.Here are a few ideas to gather more information to help your decision making:#1 I think speaking to a few families who have kids in the area may give you a great idea of the value they would perceive in being close to that particular school.#2 You could also observe what it is like before and after school.

What a roller coaster ride this poor girl had.

Its a very basic policy but will give you coverage for fire, lightening, wind, and hail.