It's not rocket science, cut it out, wash it down, do preventative maintenance call it a day.

As a previous poster stated, proper vetting prevents a lot of this.....sometimes you can get away with only putting 25 or 33% down, but 50% is not unusual.

Even if you do preventative things it won't keep it dry.

True, However if you evict and you don't have it, they'll give you a short time to get the clearance, then they'll put an injunction on you, Legally preventing you from re-renting the property.

I tried doing that with my personal credit card but am having errors preventing me from doing so.

Since it is going to be a rental, first concentrate on any items that need maintenance immediately that prevent it from being rented now (creating cash flow)(including all parts to be working, such as HVAC, plumbing, electrical, etc.). 

As far as navigating STR laws/HOAs, I think its best to have a PM with experience operating STR's specifically in KC to prevent as many headaches as possible and answer any questions you may have before-hand.

It prevents me from transferring money to my crypto exchanges and I end up wiring money, which gets expensive.

By having shorter tenancies, you can do more preventative maintenance to take care of your property and make updates between tenants that allows you to increase rent even more. 

Buying a new build could be a good idea as well to prevent maintenance costs, but if you’re trying to BRrrr than bad idea.