I find it's very personal, and dependent a lot on your goals, resources, risk tolerance, location, experience, etc.

I have found that going that extra mile, like the couch covers etc and making sure the person with the disability has the easiest time visiting our place.As someone with a disability (I have a degenerative neurological disorder) and use a cane, I like to make sure folks with similar issues have a good time.

Personally I question whether the "extras" on policies like Proper's are worth the extra price. 

Explore my personal favorites, Set For Life by Scott Trench or The Total Money Makeover by Dave Ramsey, for invaluable financial insights.3.

They seem to be a reputable company, but nothing beats personal testimonies!

You will never pay more tax in recapture than what you originally deferred, assuming your personal tax rate stays the same.

From a personal standpoint I target 70% LTV for any investment I have that way gives me ability to sell it if I need too

The part that I can see being the most beneficial to us, personally, is the "REI Hub" which is the accounting piece that you can opt to pay for as part of your monthly subscription.

These are usually from personal connections we have made through the years and the investors usually want proof of experience to participate in any deals.Can you recommend any lenders in particular for SBLOC product?

With a loan, a person takes on a Debt Obligation.