(Keep in mind there are Fannie Mae maximums on the number of personal loans you can have - which is 10 per person.

Explore my personal favorites, Set For Life by Scott Trench or The Total Money Makeover by Dave Ramsey, for invaluable financial insights.3.

These loans are based on a property’s rental income rather than your personal income, making it easier to qualify as you expand your portfolio.Networking and Mentorship:You’re already off to a great start by reaching out here!

The best part is there is no ownership seasoning period with one of these lenders and they don't report to personal credit.

My recommendation would be to engage an investment property focused realtor (not a general residential realtor) and let that person guide you through the process from pre-qualification to market/property valuation and selection. 

CPAs generally have more knowledge about general accounting but it is ultimately up to the individual person to take it a step farther to get more specialized.

but i also 2nd @Jay Hurst's sentiments - get a 2nd or even 3rd opinion on DTI/ full doc. i personally love files that are puzzles, i get some weird satisfaction out of figuring out how to make it work on full-doc, especially when my client has been told "no" before. if it doesn't work now, a good loan professional will help you create a path forward.

I personally haven't done this but I have helped clients do it in the past.Hit me up if you're interested!

I am cross eyed by all the FB and Instagram gurus but one or two seem to be legit and I absolutely want a mentor and a team.

My personal goal is to build a rental protfolio, but I'm open to anything.Thanks in advance.