Basically, the new work comp laws are made more favorable to the business owner and not just the injured employee.

As stated (@Guy Yoes) renters insurance is to cover the replacement or tenant property not the landlord.However as the landlord you should require tenants to have liability insurance in the event they or a guest is injured on your property.I require my tenants to have a minimum 1M liability coverage.

If someone injures themselves and sues, they will be suing the LLC and not you personally.

If someone injures themselves and sues, they will be suing the LLC and not you personally.

Anyone injured on the job be it a 1099 or an employee can go after the owner of the property  if whoever hired them does not have a Work Comp policy and nothing can be put in writing to avoid this.   

That is because the requirement to purchase the tied product injures or eliminates competition from other sellers of the tied product, since purchasers are required to purchase the latter (as a result of their need or desire for and purchase of the tying product), rather than possibly purchasing the product offered by a competitor.

For you Hawks fans I hope Carroll isn't too injured.  

Or, if a tenant is injured and you did not have the proper permits, they would have strong grounds for a lawsuit.Price is no indication of quality or timeliness. - I have worked with many licensed contractors, and almost without exception, their prices were high, their quality was poor, and their ability to meet schedules was practically nonexistent.

What if one of the TENANTS is injured while staying at your place?

If someone injures themselves and sues, they will be suing the LLC and not you personally.