These are people whose full time job is to effectively manage the assets on behalf of the investors. 

I would love to speak with people that have experience in the area.If one of your friends would like to talk to me and share some advices it would be great :) 

I started this company because I want to be a source for people and be that stepping stone for people who want a better life.

So it may end up costing you $400k within 30-60 days without any financing options.How do people overcome this when you do your due diligence?

If you give someone over 19% membership interest in the deal, the bank will usually require a personal guarantee from that individual. 

As long as it meets "minimum" size standards it can look like a broom closet and be considered a bedroom... ridiculous, but it's out there, and in a tight market people will pay for it... 

I've seen some people house hack a single family home by renting out the rooms, but keep in mind that traditional lenders would not be able to use the income from renting out the rooms (known as boarder income) towards additional income on the application.

I appreciate you listing the steps you took / people you went to in order to fill the gaps.

Single family has more stabilized as there is not enough people who can afford homes.The purchaser is two very distinct types of groups who buy MF vs. single family and single family is bought to own and occupy, MF is bought to generate money.

If a cash out refinance, many lenders will allow the cash out to satisfy the reserves requirement.DSCR lenders generally let you vest either individually or as an LLC.