Cannot be a (positive) statistic if you're not accounted for.If issues arise, it's likely the original subto buyer didn't cover their blind spots and are borderline if not entirely predatory.

I know taxes and insurance have gone up a lot in that time so I understand that problem but the solid rent increases in that time have been able to cover most of that (at least for me it has worked out).

Hello everyone, I purchased my home two years ago, and currently, I have a tenant renting a room for $800, which helps cover my mortgage.

Profitable months cover non-profitable months, so budget and expect it.

So in reality our MTR rent -- especially in the off season -- pretty much covers the utilities, furnishings deprecation, and another hundred bucks or so, at least in the off-season. 

I am currently house-hacking in a new property where the rental revenue is able to cover the full mortgage and then some.

That's a heavy load to carry over time and sure will come with consequences.

Fix gutters, extend  gutters at least 10 ft haul in dirt around foundation if needed the best soil for a foundation is a heavy clay type  , cut back trees if needed .

A good rule of thumb is to keep 3-6 months of operating expenses in your rental account as a cushion.Once you’ve got that covered, you can start investing the excess.

lastly there are plenty of locks you can put on these switches or covers which you should invest in.