What's Holding Me Back: Lack of savings, knowledge and a thinning hair line, but mostly the first two.Tools at My Disposal: 2-unit house purchased with an FHA loan; Purchase price of $200K (30-year fixed @ 3.25%) $181K remaining $1600/mo mortgage payment with $2400 in rental income Area has appreciated with unreliable Zillow estimates assuming a $230K sales price$87,500/yr salary (take home of approximately $5K/mo)Approx. $20K savings (a reserve I'm loathe to touch)800+ credit scoreVery low monthly debtRight now, my rent in this part of MA is $2100.

And then there are other side strip malls that have things like the independent hair salon, dry cleaner, maybe a non-name-brand food place, knick-knack shop, etc.

You HAVE to do this or you will loose all your hair, become terribly ugly and you will implode.

I’m in Virginia, and I’m in both the hair and house business.  

Before I paid she said that once she receives payment I will be released from all liability on the house, so I agreed and paid the full amount to get it out of my hair and I didn’t have to stress about it anymore. 

Which helps to affirm that secondary and tertiary markets may have the best mix of risk and return for my goals.

The worst one will leave you pulling your hair out.

I've had lengthy discussions with the compliance officer at the DIvision and it is touchy...and despite what is in statute the Division has autonomy outside of statute...we have revised code, and administrative code, and internal rules, and egotistical politicians that need to punish people for no reason...so, if you're doing anything related to real estate with or without a license in this state, you're open to the Divisions authority.I had a former business partner pay Vena Jones Cox $13,000 for her guru wholesale program in Cincinnati and I about pulled my hair out....so, I guess the point is that despite the rhetoric, criminals are still actively teaching classes on how to break the law...it's like paying for a class that teaches you how to speed....it's insanity. 

I am midway though the project (labor not money) and am kind of freaking out about the money (although I am still in budget, it hurts to come out of pocket nonetheless)and I think I just need some positive words of wisdom, affirmation if deserving and general encouragement.

Me with Rich Weese and his awesome hair!