Hey @Lauren Christie do yourself and everyone a favor and give her a non renewal notice.

The total cost of project is more than we can qualify for based on personal income, although our W2 income and credit score all work in our favor.

This was in 2019 when I was funded so the terms were much more favorable than they are now.

Our combined expertise and strategic approach enabled us to negotiate favorable terms, ensuring a successful whole-tailing transaction for Partner Driven.

Amendments such as that typically need a certain percentage of the association to vote in favor of the amendment for it to succeed, but it does happen.

Very well qualified borrowers can often obtain favorable terms from their existing banking relationship and sometimes even borrow against non-real estate related capital assets such as money market, life insurance or investment accounts.

I believe Raleigh has favorable macro-economic factors, yet is still semi-affordable compared to other hot markets such as San Diego, Denver, and Seattle. 

This was 3 years ago and the seller ultimately decided to refinance anyway because rates at the time were more favorable but I believe for illustration purposes, that's the conversation you can have with your lender.

Together, we negotiated favorable terms with the seller, ensuring a beneficial deal.

Together, we negotiated favorable terms with the seller, ensuring a beneficial deal.