If you're keeping an eye on the U.S. housing market, you've probably noticed some pretty interesting shifts happening lately.

And half the time I catch something, even with contractors we have been working with for years.

It was a few doors down from my home so I kept my eye on it.

It really opened my eyes.

Criminal past and eviction history are key, but number 1 for me is looking someone in they eye and making a decision with all of the reports on my tool belt!

However, houses are frequently, almost routinely, removed from the sale process when the borrower makes a catch up payment or two or when the bank perceives some risk to a sale meaning that the property may leave a deficiency.

And you get the benefit of having 50 past ones to catch up on.Two Great reads, I bought both J.

(Although if you're looking to use this money for real estate in the next 3 years, I would NOT put it in the market.)I'd be putting the additional money into a high yield savings account, and keep my eyes out for a great real estate deal. 

The protections which I would assume were made with acompassionate eye toward venerable renters backfired and brought outthe worst behavior from many tenants and have caused smallerlandlords to pull their properties from the market .

With the Hawaii market, will it be smart to be negative for a few years and let appreciation catch up?