Please feel free to PM me if you have any questions about the DC, Maryland, NOVA real estate market.

I'm in NoVa if that adds any perspective 

I got an email from Nova S University mentioning that students from a medical school nearby are in need of short term and long term leases.

Actually 260k for a 3 br sfh in Nova is really cheap, so it means the place is probably in a rougher area.  

Hello, I'm a new investor from the NoVA area.

Hey @Fernando Nova welcome to BiggerPockets!

Hi everyone,I am just starting off my wholesale marketing campaign in Halifax, Nova Scotia and I just wondered what contracts will be needed?

There are lots of ways to learn more and get involved in the local real estate investor community in NOVA.

Even though they are only located in NOVA, I've been using Burke & Herbert because they have excellent rates, great online banking infrastructure, and fantastic customer service.

By default this VAFF is financed into your loan so at the time of closing your 100% loan (because VA is 0% down) is effectively 102.15% loan to value (ratio of loan to the value of your home/property).The reason I say this is because after 6 months of payments you can do a VA IRRRL (interest rate reduction refinance loan) and the VA FF on a VA to VA loan is only .50% so you'll be able to most likely lower your rate in between the two loans and get away from paying both VAFF on the purchase loan and the refinance (VA IRRRL) loan as well there by saving you the 2.15 pts upfront.Yes, there is a bit of interest rate risk however to avoid 2.15% points upfront into your loan is huge, and the strategy may very well be worth it and is worth it for most (I've done many of these succesfully).If you structure your VA loan correctly in unison with a RE agent whom is a good negotiator you may pay no VA FF or closing or prepaids as well.