For example, what if a tenant leaves with significant damage and it takes you $20k and a few months to make the unit rent ready again.

If you ever need insights on managing properties effectively, tenant placement, or maximizing your cash flow, feel free to reach out.I’d love to connect and explore ways we can collaborate or assist each other.

Leverage the upcoming meetup to find others that have done what you're looking to do as well as a lender that can give you a personalized playbook to achieve your goals in most effective manner. 

Since repairs are essential, doing the HVAC and roof as cost-effectively as possible will boost rental value and make refinancing smoother.

What wouldn't be better than a Roth which is tax free, has no maintenance issues, and is "instantly" transferred to your heirs upon your death (any account names beneficiaries and is transferred on death).As always, it comes down to what one is comfortable investing in, or having somebody else invest / manage for you, and what can you effectively make money.

In fact as the fiduciary your responsibility is to grow the account as quickly and effectively as you can.  

Lastly, plopping down 5% points for a marginal savings on a monthly payment might not be the most effective use of those funds, maybe being able to buy the next a bit quicker would generate a higher return for the cash.and no, I do not believe we will see rates below 5%, and the fed has never had any control over mortgage rates with the fed funds rate as that is the shortest possible rate overnight borrowing between banks.

It would effectively end everything they do. 

They will likely also need to close any access points to satisfy city inspectors that the now capped chimney cannot be used to "vent" anything in the future.You will likely want a demo team that is much cheaper to do the actual demo and haul off, but you need either the mason or an engineer to stipulate how far down they can/should demo, while leaving enough room for the cap to be effective and maintain any structural rigidity into the future to not create more issues.Long story longer, I would call more licensed, insured contractors.  

The potential damages would likely be less than what it would cost to litigate, especially on a smaller deal.