A house hack is a solid way to get started as long as it aligns with your long term goals.I agree with @Samuel Diouf and @Jackson Ebersole's comments.You'll want to consider the competitiveness on Long Island.

I think the best is wherever you have a specific niche and competitive advantage.

Especially if the competition has less fees.

Here are a few tips to help you:- Market Research: Study the local hard money lending market to understand competition, typical loan terms, and borrower expectations.- Loan Structure: Define your lending criteria clearly—interest rates, LTV ratios, fees, and terms.

All of those questions can help your agent structure an offer that will be competitive against others. 

Thanks to all who messaged me privately and @Chris Mason, I found Auto Owners was pretty competitive.  

It is intended to be a high level report to give hosts & investors insight into STR data for US markets and help with insight on how to set up your property to stand out versus your competition.  

I believe you’re intentionally misleading us so as to avoid competition and have the market to yourself.  

The main lesson here was the value of speed and decisiveness in executing profitable flips in competitive markets.

Also, check out the airbnb map for your area to see what your competition would be and what people are charging.Best of luck!