Fortunately for our 100+ house community, the fire department was already on site battling the brush fire and about a dozen fire fighters frantically extinguished the 4 or 5 roofs burning.This is insignificant compared to what has happened in LA, Palisades, Malibu and Altadena however having lived through Hurricane Andrew and many other major storms even this experience was drastically more terrifying and chaotic. 

Id go right into looking at local credit unions and small community banks for HELOCs (lines of credit) so you can have a lower blended rate and draw/payback as you please.For the 3F - Since this is free and clear, you would only be looking at 1st position options here in the world of financing.

I'm excited to be a part of the Bigger Pockets Forum and look forward to learning from the community.

Quote from @Kyle Carter: Hello BiggerPockets Community! 

Quote from @Michael Moya: Hi Bigger Pocket Community - Looking for some insights and advice on loan options for single family homes under $120K.

Zillow has an easy application for them to fill out. it come back with a credit score and background info. 

I'm curious to everyone else in the BP community, what does accountability mean to you?

Missing these dates can have dire consequences.Schedule third-party inspections early and submit lender applications promptly.

Supported by assorted support services related to disaster relief for those applicable parts.

Maybe also consider if they are "good people" that work in the community and just want a safe place to raise their family.