California Association of Realtors (C.A.R.) has been excellent in giving Addendums and all pertinent information; i.e. how each Calif county/local area classifies Realtors in terms of "Essential", etc.   

The government is effectively commandeering your assets for what it's classifying as a wartime use.

It may not even be feasible to increase the residential occupant load of the buildings based on how the subject buildings construction is classified, number of means of egress, widths of egress, etc etc etc, Yada, yada, yada...~ OR ~You could hire a Registered Architect who could provide you with a professional feasibility study and report regarding your modification proposal that would take the above factors into considerations and give you a sharper insight of what you can and cannot do.  

The annual rent the Tenant is obligated to pay the Landlord per their lease doesn't change, and the Landlords annual debt payments he/she is obligated to pay the lender on the property does not change.Out of the 6 lenders I am working with only 1 has refused to issue me a forbearance on my properties and it's a commercial loan.Also, i'm confused why people think the government would classify Landlords in the same bucket as small businesses when it comes to governmental assistance in a time like this. 

I would classify the neighborhood as upper-middle class, and it doesn't appear like there are a lot of renters in the immediate area, so I am unsure if there really is a market for it (although, again, it's a very desirable location).

Where I lived in CA was classified as a wildfire area. 

The $32k should be classified as either salary or dividend and the entire $40k needs to be split between employee and officer.

So I have an attorney starting the LLC for me and asked to consult with a CPA on how to be classified under texas law.

I hope this isn't classified as discrimination, but my late fees and waivers will vary by tenant - if s/he is in good standing or not.Our state has a moratorium on evictions, but I'm unclear about my usual (just cause) 20-Day Notice to Vacate.

Without any discriminator, a 0.65% to 0.75% is likely that I classify these as projected at about cash neutral at purchase.