if the answer is no.. then please keep in mind this will be next to impossible for you go get unless your financially strong enough to walk in the local bank and borrow from them. no HML is going to loan that kind of money on new construction for someone with no track record.UNLESS you put in a huge amount of cash.. up front. so were We see all these folks getting scammed is they don't realize they really don't qualify for financing.. there is some notion running around that HML are just equity lenders they are not.. they are experience lenders IE how many have you done.. first time borrower VERY short leash. so you have the scammers saying no problem  the bigger the loan the bigger up front fee they hit you with and never fund.If you have the ability to go on American Greed website.. look up the episode on Remington financial.. they were the mother of the pump and dump Due diligence scams.. 

I've never felt the need to study guru stuff, not passing judgment on the commercial side, but the CCIM would probably do it for anyone, get with someone who has taken it, I bet you could borrow materials.

It seems that for serious consideration, a borrower has to have 6 months of the mortgage saved up.

Most lenders are charging 2pts these days, but I'm starting to see that approach 1pt or less, especially for experienced borrowers. 

By having a wealthier partner on your Operating Agreement, you would have something that lenders could verify for liquidity.Or if you would want to take a HELOC out on your primary you could do that, but I'm not aware of anyone that lends money without confirming that the borrower has funds of their own.

This way instead of selling, paying taxes, you can borrow against it and invest again.

are you asking as a lender or as a borrower?

Self Employed borrower makes good money in his/her business. 

How much of this is processing wait around time that a borrower can accelerate through?

I'm exploring different funding options and would love advice on using other people's money (OPM), leveraging business credit, or possibly borrowing against my 401k to keep more of my liquid cash.