(WH-1000XMS $300-400, WH-1000XM4 $250 on Amazon) They are lightweight, and do a great job at blocking out the noise around you.

I have reached out a Liberty Tax, H&R Block, a local account to help me understand how this return should be completed.

You are dealing with a specific lender overlay and not all banks/lender have those types of road blocks.

In my experience, most of the exams they do are for lot and block sales which I've had management refer to as cookie cutter deals. 

The price to rent ratio in AC is way better than Newark but you need to understand each and every block there.

My house on slab is in a nice middle income area with expensive fishing boats and RVs in the concrete driveways, yet 2 comps were on another area with block homes, hoopties in dirt driveways, and 2 of the comps even sat next to trashy convenience stores.

When you have enough extra cash, do it again on the same block or same neighborhood. 

And here's why...How many days are actually booked vs blocked?

The thing about Detroit is it is very block by block.

However, generating capital gains from stocks CAN raise the total income above $150k and block the $25k.