Hello BP community, My name is Joe Belleville.

Hi BiggerPockets community!

Hi Seth, welcome to the community! 

Quote from @Errol Sadler: Hi BP community,I’ve successfully added a second story to a home in Atlanta and am now exploring whether this is feasible in Fort Lauderdale, FL.

Greetings, Bigger Pockets Community!  

You are off to a great start so far @Jed Butikofer.Welcome to the community and be ready for a huge amount of information at your finger tips.

HI BP COMMUNITY!

Highly depends on the particular community. 

I see some lenders out there would just pick the "lowest" rate and the client ends up paying more than 1% of the loan amount at their closing costs.Key point is "Lowest" rate does not mean the cheapest rate  I have worked in traditional community banking for over 7 years.

I don’t have direct contacts in Burlington, but you might want to try local community banks or credit unions—they often tend to be more flexible with investors and might be more willing to work with you on a LOC.