My ability to picture and design something pleasing to the eye is lacking--a tool like this would be helpful, especially for ideation of what "could be."

The property was sold on the same day for $28,000, showcasing our ability to execute quick, profitable transactions.

If you have plenty of extra income each month (or indeed, if you do have the ability to pay down 80% of your mortgage now) - you can easily make extra principal-only payment/s! 

Ability to purchase and hold in a high appreciation market where LTR rates may force you to come out of pocket.

Either you have absolutely no ability to find competent people, or for some reason competent people don’t want your business.  

., you don't really need to fill out a 'formal' application to discuss your borrowing ability.

@Adriana McLaughlin If your AGI exceeds $150,000, your ability to deduct real estate losses is limited under IRS rules.

Sometimes when modifying a loan, if you are increasing the P+I, that could be considered a refinance, requiring you to re-underwrite (due to Dodd-Frank's requirement to show the borrower's ability to repay). 

Not everyone has the time and ability to do that and not everyone feels comfortable turning over control.

Basically its no different than applying for any other mortgage, the lender wants to underwrite the loan to confirm your ability to repay.