I am new to the real estate investing world, so I am doing my best to expand my knowledge as much as I can.A little background about myself: I am a 20 year old college student, attending Azusa Pacific University as a Finance major.

A couple of the lenders I have used didn't even ask how many, so that didn't seem to matter, My guess is there is some lender in your area that doesn't harp on that either and is more concerned with the deal.I'd send you the list but the ones I'm referring to are in the pacific nw. 

I'm from the Pacific Northwest.

If you think eviction regulations and landlord rights are not critical, you have not seen the movie Pacific Heights.While it is relatively easy to satisfy one or two of the above criteria today you need to satisfy all three for the foreseeable future (10+ years).

I did grow up in Escondido but moved to Pacific Beach as my first apartment.  

I am in the Pacific Northwest region, is it possible to find any commercial property with this capital or should I try to go with a partner?

If it is Federal Pacific, plan on replacing it.

In  Cali you have the Pacific on one side and mountains on the other, high paying jobs and good schools.

The inspector noted that the townhouse had one of those Federal Pacific breaker boxes that are a known fire hazard.

I know several loan officers who do VA loans - talk with Leena at Caliber Home Loans, Tom Mathewson at Bank of the Pacific, Carmen at Umpqua Bank, Tammie at Banner Bank.