Thanks again for the welcome, my mind is bursting with all the info I've already read in the past two days.

The first thought that comes to my mind is what are these people thinking this is Ohio it gets cold in the winter.

Bill if you knew the full story of my experience with this bank you would see that their mind is all that matters..

I've read a few blogs and websites at this point, and the one market that keeps coming back to mind is phoenix.

There are a lot of factors going into this type of bidding BUT when you buy from a servicer like I mentioned above you don’t always have to bid on large tapes and you can buy individual quality loans in your local geographic area.With all of that in mind I personally DO think it’s possible to start out buying non-performing notes.

Tyler Bond, Welcome, I remember being exactly your age and going through the same thoughts in my mind. I

How to handle Returns, %'s, my time managing the renovation, then my time managing the property, etc......Keep in mind I am interested in buy and hold, not fix and sell.Slightly complicating this is that though I am a buy and hold guy I'm not thrilled about the idea of holding a property for several years with a relative knowing the property management issues that might arise.

With that in mind, I definitely would NOT plan to purchase a property in a neighborhood that you would otherwise have no interest in living in.

I am a investor in my mind. I

Jason Burton It’s like you red my mind. I