Trying to research as much as i can before bidding on a property.I have access to public recorded documents, such as mortgages on properties, however on properties that have multiple mortgages to the same person on the same house through the same lender, i cant seem to determine which lien holder position is foreclosing (1st mortgage or 2nd mortgage). 

This seems like it could create all types of problems, but maybe I am just unsophisticated. you can transfer title sub too that's legal.. what you have is alienation of title.. and alienation of title is an event of default.. in an event of default the lender or holder of the note and mortgage may at their choosing accelerate all payments due and payable.. that's the riskthe land trust while nice is still an alienation of title.  

It only entitles you to two things:1) if someone redeems the Certificate, pays you off, you get the Cost of the original certificate plus accrued interest at whatever the bid the rate down to.....rarely above 5%.2) If no one else redeeems, and you want to get your money back as the certificate holder, once the certificate is 2 years old, you can apply to send the property to s public tax deed auction.

@Michelle LaRue When you receive the certificate, you will automatically be listed as a “certificate holder”.

@Matt Shields, right now 6700 new units are being built in South Baltimore alone, crime is down this year, and the only reason why Baltimore is losing people is because the biggest voucher program in Baltimore called MBQ is forcing all new voucher holders to rent in opportunity areas, ie towns outside the city in Baltimore County areas with low crime, low unemployment, ie really nice areas where houses sell for 300K. 

The burden of proof stays on the account holder to prove that the transaction was fraudulent, and banks make sure to cross their i's and dot their t's on these claims to figure out where that money went and if it was supposed to.

Be aware, too, that the first mortgage holder is unlikely to give you any information about the loan without an authorization form signed (and maybe notarized) by the borrower.

All lien holders who are receiving an amount in less than full will need to be contacted in hopes of reaching a settlement with.

@Anita Muhammad Keep in mind hard money lenders will usually need to be the 1st lien holders on the property.

Can we simply add him onto my account as joint holder in order for him to have proof of funds to close A.S.A.P and not run the risk of loosing the property?