And no lender advertises they do it..

Raise the price back up and advertise offering rate buy down.

You could try your hand at one of the numerous online services that advertise this stuff but I've found it better to start the relationship early with an actual person as opposed to a faceless online service. 

I advertise my MTR space on Furnished Finder only.

@Rudy NievesTo find good roommates for your house hack, use strategic advertising, thorough screening, and clear communication.

The lawyer needs to file an action with the court and then advertise that there is a hearing about this property for a period of time so that anyone who has interest in the property will know to come forward for the hearing.

HUD used to advertise the appraised value in their listings, which always matched the original list price.

My suggestion to every one that does not understand this concept and thinks its a gimmick to sell insurance should find some one that is actually doing it and build a relationship with there are infinite ways to build your warehouse of wealth this is just one of them.The Infinite Banking Concept (IBC) will teach you how to become your own banker by:Creating your own banking system using dividend-paying, permanent life insurance.Using available savings and cash flow to build your own “bank.”How to capitalize and establish your plan.How to use IBC to finance your automobile purchases and even to finance your home.How to expand your system to accommodate all income through a system of banks to increase your personal wealth.How a business can use the concept for equipment financing.The possibilities are infinite!

I want to talk to all the banks I can about refinancing options, the bank we have our current mortgage in is Ibercaja and they are not too helpful, if anyone could share info on the most investor-friendly banks in Spain and also serious private lenders (without so many referalls and other like minded investors to ask about lenders as in other countries I find it hard to trust the advertising of private loans you see everywhere) it would be helpful also.

Like Alicia mentioned, typically not advertised you will want to get to know the individuals.