We are excited to be in the Lowcountry and can't wait to experience nice weather year around.I have recently retired from my previous job and am thinking about getting into Real Estate full time.

He knew nothing about Florida's homestead laws either as many in New York back then retire to Florida.

Excellent location in Mesa.I shopped around and I found a mortgage broker who was able to get me a 6.99% rate who took the loan to UWM (united wholesale mortgage).I negotiated a $15k seller concession I used for a 1-0 buy down so my rate for 1 year will be 5.99% and then revert to 6.99% for 30yrs. and then we used the rest of the concessions for closing costs. in 6 months or 12 months I will revisit to see if mortgage interest rates dropped significantly to justify a refinance to lock in a lower interest rate.part of the approval process for the Fannie Mae 5% mortgage is to make sure that i could afford this property and that i have good credit, my income is consistent and stable and it reflects that on my tax returns, I have sufficient capital reserves for the subject property and my other 10 Multifamily properties (6 months of PITI for the subject and then it's percentage based off of the loan amounts and how many properties you have)I agree, the more that government "helps" they therefore are increasing pricing.

As a retired CPA, I have seen more than my share of bankrupted RE investors who were over leveraged with many properties.All the more reason to emphasize developing good due diligence practices, having some skin in the game and staying on top of legal requirements, maintenance, finance and tenant screening criteria.

We have a one-year-old son and want to give him a stable future as well as a solid financial education, one that we are just now working on ourselves.

As a lender, I look at rate sheets and loan estimates literally all day long and for the longest time when rates were stable or declining it made little to no sense to pay points. 

Isn't Buckeye a retirement community?

Despite the dip in occupancy, rates remained stable or even edged a bit higher compared to last year.

What do fire people do if they are not sure where they want to retire in 10-20 yrs?

Over time I'd like to purchase more properties in other beach areas where I might want to retire at some point.